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The modern way to place reinsurance.

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Your window to the market.


Price and place risk in days.


See the market and precisely control what you buy or sell.


A competitive marketplace drives best pricing and terms.

Premium placed

Tremor continues to post strong year-over-year growth, placing $176M of premium in 2021.

  • $2B+ Limit placed
  • $275M+ Total premium transacted
Tremor Demand

Capacity offered

Reinsurers continue to put more of their capacity on Tremor, surpassing $3.3B offered in 2021.

  • $8B+ Limit offered to data
  • 120+ Reinsurers signed up
Tremor Supply

News & Events

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Blog - Jun 15, 2022

The non-concurrency mirage

Concurrency is central to the “firmness” of a traditional firm order terms (FOT) process, yet it leaves cedents and reinsurers alike thinking they see opportunities left on the table. In reality, these opportunities are a mirage – without concurrency they disappear, leaving in their place an expensive process that struggles to match the performance of concurrent terms. So why do cedents see opportunities, and why do those opportunities disappear? We will see that the answer, witnessed in analogous markets across a wide variety of industries, lies in game theory – for a reinsurer, to be paid far below the rest of the market is leaves money on the table risks undermining their own portfolio; when cedents relax concurrency, reinsurers who would otherwise have been competitive typically protect themselves by offering less-favorable terms than they would be willing to accept as concurrent FOT.
Blog - May 17, 2022

Controlling your allocation

Tremor’s supply curves and market clearing technology give reinsurers more control over their final lines. As a reinsurer, as soon as a renewal lands on your desk you typically know what you want. Unfortunately, the road to your final line is long. The cedent’s firm order terms – if they are even set when the submission first arrives – will be extrapolated from models and selected reinsurer input. Invariably, these extrapolated prices will be imperfect, and finalizing the placement will require sign-downs or other adjustments.
Blog - Apr 14, 2022

The importance of transparency in markets

Insurance companies worry about finding reinsurance that works for their businesses. In today’s hard market this concern is palpable. Without clear information about what the market will bear, we see many cedents tightening their reinsurance buys, limiting the options that they consider, and driving hard on the cost of what they do buy. Through all this, opportunity is lost. Variations that might be profitable for cedent and reinsurer alike are never explored.

Pushing the boundaries of an industry steeped in tradition.

Tremor has received accolades in a string of important industry competitions and publications.

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